Moving abroad glossary for Americans

Plain-English definitions of the visa, residency, document, U.S. tax, healthcare and arrival terminology Americans encounter when planning an international move.

Each entry explains why the term matters, provides a practical relocation example and links to an authoritative public source where a suitable source is available.

Definitions are general educational information. Requirements vary by country and change over time, so applicants should confirm current rules with the responsible government authority.

Glossary terms

Apostille

An apostille is a certificate that authenticates the origin of a public document for use in another country that participates in the Hague Apostille Convention.

Why it matters: A destination authority may require an apostille on a birth certificate, marriage certificate, diploma, or background check before accepting it.

Example: A U.S. birth certificate requested for a residence application may need an apostille from the competent authority in the state that issued it.

U.S. Department of State — Document Authentication

Certified translation

A certified translation is a translated document accompanied by a statement from a qualified translator attesting that the translation is complete and accurate.

Why it matters: Immigration authorities commonly specify the accepted language, translator qualifications, certification wording, and whether notarization is also required.

Example: A destination consulate may require a Spanish translation of an English-language criminal-record certificate by an approved or sworn translator.

USCIS — Tips for Filing Forms by Mail

Criminal-record certificate

A criminal-record certificate reports whether a person has a record in the jurisdiction that performed the search; it may also be called a police certificate or background check.

Why it matters: Residence applications may require federal, state, and foreign certificates covering specified places and periods, often with strict issue-date rules.

Example: An American who previously lived in several countries may need an FBI identity-history summary plus certificates from former countries of residence.

FBI — Identity History Summary Checks

Proof of accommodation

Proof of accommodation is evidence showing where an applicant will stay, such as a lease, property deed, hotel booking, or legally sufficient host declaration.

Why it matters: The acceptable document and required duration vary by country and visa; a cancellable hotel reservation may not satisfy a residence application.

Example: A consulate may request a registered lease covering the applicant’s planned residence period rather than a short tourist booking.

European Commission — EU Immigration Portal

Proof of financial means

Proof of financial means is evidence that an applicant has enough reliable income, savings, or sponsorship to live without prohibited work or public assistance.

Why it matters: Authorities may define a minimum amount, permitted income sources, statement period, currency conversion method, and family-member increment.

Example: A passive-income applicant may need recent bank statements and evidence that pension or rental income will continue after relocation.

European Commission — EU Immigration Portal

Consular processing

Consular processing means applying through an embassy or consulate, usually in the applicant’s country of citizenship or lawful residence, before traveling.

Why it matters: The correct post, appointment system, jurisdiction rules, interview requirements, and passport-retention period can affect the relocation timeline.

Example: A long-stay visa may have to be approved by the destination country’s consulate before the applicant can enter and obtain a local residence card.

U.S. Department of State — Visa Glossary

Visa-free stay

A visa-free stay permits short entry without obtaining a visa in advance, subject to limits on duration, purpose, passport validity, and permitted activities.

Why it matters: Visa-free admission normally does not create residence or unrestricted work rights, and overstaying can affect future travel or immigration applications.

Example: A U.S. visitor may enter part of Europe for a limited tourist stay but still need a national visa or permit to live or work there long term.

European Union — Schengen Area

Temporary residence

Temporary residence is permission to live in a country for a limited period under stated conditions, usually with renewal and continued-eligibility requirements.

Why it matters: The permit may restrict employment, time outside the country, access to public benefits, family sponsorship, and the path toward permanent status.

Example: A renewable one-year permit may require the holder to maintain qualifying income, insurance, accommodation, and a clean record.

European Commission — EU Immigration Portal

Permanent residence

Permanent residence is an immigration status allowing indefinite residence, although the card may expire and the status may be lost after extended absence or other disqualifying events.

Why it matters: Permanent residence often provides greater stability and work access than a temporary permit, but it is not the same as citizenship.

Example: A resident may become eligible after a specified number of lawful years while meeting continuity, income, language, or integration rules.

European Commission — Long-term Residents

Digital nomad visa

A digital nomad visa is a country-specific route intended for eligible remote workers who earn from employers or clients outside the destination country.

Why it matters: Rules differ on minimum income, local clients, employment classification, tax residence, family members, insurance, and renewal.

Example: A remote employee may qualify while a freelancer serving local customers may not, even when both work online.

European Commission — EU Immigration Portal

Passive-income visa

A passive-income visa is an informal label for a residence route based primarily on stable non-employment income such as pensions, investments, or rent.

Why it matters: “Passive income” is not a universal legal category; each country decides which income sources count and whether work is allowed.

Example: One country may accept pension and rental income but exclude savings withdrawals or newly established business revenue.

European Commission — EU Immigration Portal

Non-lucrative visa

A non-lucrative visa is a residence route that requires sufficient financial support while restricting or prohibiting work under the terms of that status.

Why it matters: Applicants must confirm whether remote work, self-employment, or later modification to a work-authorized status is permitted.

Example: A retiree living on a pension may fit a route that would be unsuitable for a person who must continue working online.

European Commission — EU Immigration Portal

Family reunification

Family reunification is a legal process through which a qualifying resident or citizen seeks permission for specified family members to join or remain with them.

Why it matters: Eligible relationships, income, housing, insurance, custody documents, work rights, and waiting periods vary by jurisdiction.

Example: A principal resident may need to prove adequate housing and income before a spouse or dependent child receives a permit.

European Commission — Family Reunification

Right to work

The right to work is legal authorization to perform employment or self-employment; it is separate from permission to enter or reside unless the status expressly combines them.

Why it matters: A permit may allow employment only for a named employer, occupation, region, number of hours, or type of economic activity.

Example: A dependent spouse may have residence permission but need separate authorization before starting local employment.

European Commission — EU Immigration Portal

Schengen Area

The Schengen Area is a group of European countries that generally removed checks at their shared internal borders while applying common external-border rules.

Why it matters: Schengen short-stay calculations and national residence rules are related but not interchangeable; residence in one country does not automatically grant residence in another.

Example: Time spent visiting several Schengen countries can count toward one shared short-stay limit.

European Union — Schengen Area

Tax residence

Tax residence identifies the jurisdiction that treats a person as resident for tax purposes under domestic law and, where applicable, treaty tie-breaker rules.

Why it matters: Tax residence is distinct from citizenship and immigration status and may determine whether worldwide income is reportable in a destination country.

Example: A person can remain a U.S. taxpayer while also becoming tax resident in another country, requiring coordinated filings and relief from double taxation.

IRS — Taxpayers Living Abroad

Foreign Earned Income Exclusion (FEIE)

The FEIE is a U.S. federal tax provision that may allow a qualifying taxpayer abroad to exclude a limited amount of foreign earned income from U.S. taxable income.

Why it matters: It is not automatic, does not cover every income type or every tax, and depends on a foreign tax home plus a qualifying residence or physical-presence test.

Example: Eligible salary or self-employment income may qualify, while pension and investment income generally do not count as earned income for this exclusion.

IRS — Foreign Earned Income Exclusion

Foreign Tax Credit

The Foreign Tax Credit may reduce U.S. income tax when a taxpayer pays or accrues qualifying income tax to a foreign country or U.S. possession.

Why it matters: Creditability, income categories, sourcing, carryovers, and interaction with exclusions require careful calculation.

Example: A U.S. citizen paying qualifying destination-country income tax may be able to claim a U.S. credit, subject to the credit limitation.

IRS — Foreign Tax Credit

FBAR

The FBAR is an electronic report of qualifying foreign financial accounts filed with the Financial Crimes Enforcement Network, separate from an income-tax return.

Why it matters: A U.S. person generally evaluates the aggregate maximum value of foreign accounts against the filing threshold, including some accounts with signature authority.

Example: Several individually modest foreign accounts can trigger reporting when their combined maximum values exceed the applicable threshold.

FinCEN — Report of Foreign Bank and Financial Accounts

FATCA reporting

FATCA is a U.S. reporting framework that can require specified taxpayers to disclose certain foreign financial assets and requires many foreign financial institutions to report U.S.-linked accounts.

Why it matters: Individual Form 8938 obligations are separate from FBAR rules, with different thresholds, assets, filing destinations, and exceptions.

Example: A taxpayer abroad may need both Form 8938 with the tax return and a separate FBAR when both sets of requirements are met.

IRS — FATCA Information for Individuals

Tax treaty

A tax treaty is an agreement allocating taxing rights and providing rules intended to reduce double taxation and resolve certain cross-border tax conflicts.

Why it matters: Treaty coverage and benefits depend on the countries, income type, residence, saving clause, limitation provisions, and required disclosures.

Example: A treaty may assign primary taxing rights over a pension or provide a credit mechanism, but the exact article and taxpayer facts control.

IRS — United States Income Tax Treaties

Totalization agreement

A totalization agreement coordinates U.S. Social Security coverage with another country’s social-insurance system to help avoid dual contributions and protect benefit eligibility.

Why it matters: The applicable agreement can determine where a cross-border worker contributes and whether periods of coverage can be combined for benefit qualification.

Example: A temporarily transferred employee may remain covered by one country’s system when a certificate of coverage establishes the exemption.

Social Security Administration — International Agreements

International health insurance

International health insurance is private medical coverage designed for people living across borders, often with geographic networks, exclusions, deductibles, and evacuation options.

Why it matters: Travel insurance is usually designed for temporary emergencies and may not satisfy a residence permit or provide continuing routine care.

Example: A new resident may need a policy that explicitly covers the destination, pre-existing conditions as stated, hospitalization, and the full visa period.

U.S. Department of State — Insurance Providers for Overseas Coverage

Customs declaration

A customs declaration is the formal disclosure of goods, currency, or other controlled items being imported or exported, whether carried personally or shipped separately.

Why it matters: Thresholds, prohibited goods, valuation, documentation, inspections, duties, and declaration channels are set by the relevant country.

Example: A traveler may need to declare currency above a threshold or provide an inventory for household goods arriving later by freight.

U.S. Customs and Border Protection — Know Before You Go

Naturalization

Naturalization is the legal process by which a person who was not a citizen at birth acquires citizenship after meeting the destination country’s requirements.

Why it matters: Residence duration, physical presence, language, integration, criminal history, taxes, and treatment of existing citizenship vary by country.

Example: Permanent residence may be one milestone toward eligibility, but it does not automatically convert into citizenship when a card expires.

U.S. Department of State — Dual Nationality